Choosing the right mortgage made simple with expert advice.

From first-time purchases to debt relief through equity take-out, Mortgages of Canada helps you move forward with confidence.

Prefer to call? 800-340-8339

Our Mortgage Services

Four clear ways our Canada-wide mortgage brokerage helps you move forward, with fast approvals and real guidance.

First Time Home Buyer

Buying your first home is a big move. We help you get pre-approved fast, understand your numbers, and choose a mortgage that fits your budget, not just today but long-term.

Mortgage Renewals

Don’t auto-sign your renewal letter. We review your rate and terms, compare options across 50+ lenders, and help you decide whether staying put or switching makes more sense.

Mortgage Refinancing

Refinancing can lower your rate, free up cash, or simplify your payments. We’ll explain the trade-offs clearly and help you refinance in a way that supports your goals.

Private Lending

If traditional lenders aren’t a fit, private lending can still get the deal done. We’ll walk you through costs, timelines, and a practical plan to move forward and improve your options.

Prefer to call? 800-340-8339

Our Best Rates

Note: Rates are subject to change without notice

2 Years Fixed

4.34 %

3 Years Fixed

3.99 %

5 Years Fixed

3.94 %

5 Years Variable

3.09%

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Canada-wide mortgage brokerage

Clear guidance. Faster approvals. Better options.

Whether you’re buying your first home, renewing, refinancing, or consolidating debt, we make the process straightforward. We explain the numbers in plain English and help you choose the right lender, not just the first offer.

Access to 50+ lenders across Canada

Support from first call to closing

Trust a mortgage brokerage that keeps it simple

Real guidance. Real options. No confusion.

Prefer to call? 800-340-8339

How we help

Built for first-time buyers and smarter refinancing

Most people just want a clear plan and a quick path to approval. We help you understand your options and take the next step without the stress.

First-time home buyer support, start to finish

Refinance for a better rate or cash-out when it makes sense

Debt consolidation to simplify payments

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Some of our lenders

A Canada-wide mortgage brokerage that keeps it human

We’re a team of mortgage specialists focused on fast approvals and clear guidance. We’ll explain your options, help you choose the right lender, and stay with you from the first call to closing day. No pressure. No confusion. Just real help when the decision matters.

What customers say about us

‘’My lawyer called me today to let me know that my, ‘mortgage broker is amazing, she is so on point.’ It was a difficult deal, but your expertise and wisdom on home mortgage loans is far beyond any other brokers knowledge I’ve experienced. I cannot thank you enough.’’

A. Phillip

What customers say about us

‘’We were getting ready to renew our mortgage, so we contacted Mortgages of Canada to help. What a great choice! They walked us through the whole process and helped us negotiate a much better interest rate than we had before. I am so happy we went to Mortgages of Canada.’’

Heather & Keith

What customers say about us

"I was looking to buy a duplex as an investment property for my portfolio. I found Mortgages of Canada online and they helped me through the entire pre-approval mortgage process. Because of them, I now have a nice place to stay and an apartment to rent out. I don’t think I could have done it without Mortgages of Canada."

C. Williams

What customers say about us

"We were looking to refinance our mortgage to do some home improvements, but we wanted to review our options. We heard about Mortgages of Canada from a friend, so we checked them out. Their knowledge on home mortgage loans had us sold. The refinance process was easy and we used the money to increase our property value."

Bill & Lucy

What customers say about us

"We wanted to get a home mortgage loan through our bank but came across your website on the Internet. Are we ever glad we did! We literally saved tens of thousands of dollars on our mortgage and the whole process was a breeze. Thank you for all your help! "

Dan & Cindy

Common questions before you book

What does a mortgage brokerage do?

A mortgage brokerage compares lenders and mortgage products for you. We help you understand your options and guide you through approval and closing.

What’s the difference between a mortgage broker and a bank?

A bank offers its own products. A mortgage loan broker can shop across many lenders, which often means more options on rates, terms, and approval paths.

How fast can I get pre-approved?

Many files move quickly once we have the basics. We focus on speed of approvals, and we’ll tell you what’s needed upfront so nothing drags out.

Do you only help first-time home buyers?

No. We help with renewals, refinancing, debt consolidation, private lending, and more. If you’re not sure where you fit, book a consultation and we’ll map it out.

Can you help if I’m self-employed?

Yes. Self-employed mortgages are common, but documentation matters. We’ll guide you on what lenders want to see and which options fit your income style.

How much does a mortgage broker cost?

In many cases, the lender pays the broker. In some situations, especially private or alternative deals, there can be fees. We explain any costs clearly before you proceed.

What if my bank already declined me?

That’s not the end of the road. As a mortgage finance broker team, we look for alternative approvals and explain realistic next steps based on your situation.

Are you a mortgage broker agent or a full team?

You’ll work with our team, not a faceless inbox. We assign the right person to your file and keep communication straightforward. Learn more about our team here.

How do I get started?

Click Book a Consultation and share your name, phone, and email. We’ll take it from there and respond within 24 hours.

Ready to move forward?

Book a 30-minute phone consultation.

We’ll give you clear next steps and lender options that fit your situation.

Prefer to call? 800-340-8339