Terms of Service
These Terms of Service (“Terms”) govern your use of the Mortgages of Canada website and any related online services we provide through this website. By accessing or using this website, you agree to these Terms. If you do not agree, do not use the website.
Business information
Mortgages of Canada
20 Hobson Street, Suite 201
Cambridge, Ontario, N1S 2M6
Hours: Mon-Fri 10:00am-8:00pm
Tel: 800-340-8339
Email: info@mortgagesofcanada.ca
Brokerage Licence # 12811
1) Website use
You agree to use this website for lawful purposes only. You must not use the website in a way that could damage, disable, overburden, disrupt, or impair the site, interfere with other users, or attempt to gain unauthorized access to any systems connected to the website.
2) General information only
Content on this website is provided for general information purposes only. It is not financial, legal, accounting, or tax advice. Mortgage products, rates, approvals, and eligibility depend on your personal circumstances and lender requirements.
For advice specific to your situation, book a consultation.
3) Mortgage brokerage services and lender decisions
Mortgages of Canada is a mortgage brokerage. We may help you compare options and communicate with lenders. However:
- Mortgage approvals, rates, terms, and conditions are set by lenders and may change at any time
- All offers are subject to verification, underwriting, and lender approval
- We cannot guarantee approval, rates, timelines, or outcomes
4) Accuracy and availability
We try to keep website information accurate and up to date, but we do not guarantee that the website or its content will always be current, complete, or error-free. Mortgage guidelines and lender criteria change frequently.
We may modify, suspend, or discontinue any part of the website at any time without notice.
5) Booking consultations
When you submit information through forms or book a consultation, you agree that:
- The information you provide is accurate and belongs to you
- Consultations are typically conducted by phone and may involve follow-up communication
- If you cannot attend, you should reschedule using the booking system where available
6) Communications
By providing your contact information, you agree that we may contact you by phone, email, or text to respond to your request, schedule your consultation, and discuss next steps.
You can request to stop non-essential communications at any time, but we may still contact you for service-related or required administrative purposes.
7) Acceptable use
You must not:
- Upload, submit, or transmit harmful code (viruses, malware)
- Attempt to probe, scan, or test the vulnerability of the website
- Use the website to send spam or unsolicited messages
- Copy, scrape, or misuse website content for commercial purposes without permission
- Use the website in a way that violates any applicable laws or regulations
8) Intellectual property
All content on this website, including text, graphics, branding, and logos, is owned by or licensed to Mortgages of Canada and protected by applicable intellectual property laws.
You may view and use the website for personal, non-commercial use only. You may not reproduce, distribute, modify, or republish content without written permission.
9) Third-party tools and links
This website may include third-party services (such as scheduling tools) and links to third-party websites. We are not responsible for third-party content, terms, privacy practices, or performance. Your use of third-party services is subject to their own terms and policies.
10) Privacy
Your use of this website is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect personal information.
11) Limitation of liability
To the maximum extent permitted by law, Mortgages of Canada will not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
- Your use of, or inability to use, the website
- Reliance on website content
- Errors, interruptions, delays, or security issues related to the website
- Any third-party services or links
Your use of the website is at your own risk.
12) Changes to these Terms
We may update these Terms from time to time. The most current version will be posted on this page, and the effective date will be updated. Continued use of the website after changes means you accept the updated Terms.
13) Governing law
These Terms are governed by the laws applicable in the jurisdiction where we operate, without regard to conflict of laws principles.
14) Contact
If you have questions about these Terms, contact us:
Email: info@mortgagesofcanada.ca
Tel: 800-340-8339